We make it easy and we make it transparent. We work with a network of local credit unions, subprime lenders and factory brand financing(new cars only) not only to get you the best approval but to have you approved on the first shot. Our representative will go through the final process over the phone to make sure you don’t have any questions and make sure you understand each step of the way. Keep in mind when it comes to financing, in the state or Arizona there is no prepayment penalties, this is a positive thing for a consumer because it allows you to pay ahead and cut down on your overall principle of your loan. It also helps you pay off quicker, or be able to refinance if need be. It’s no secret we are here to make a profit, but we want to be able to inform and help our customers make the best decisions so we can earn their trust and their business in the future.